Build Wealth.
Protect What You Build.
Clear strategies for protecting family income, strengthening retirement cash flow, building long-term reserves, and transferring wealth—explained in plain English before you decide anything.
Seattle September Roundtable
Make Money & Make It Work • Saturday, September 19th, 2026
Reserve Your Free Seat
Limited capacity to ensure personal discussion (Max 4 seats per booking).
Real People. Personalized Guidance.
No automated call centers. You speak directly with experienced practitioners who listen first and engineer tailored solutions for your family and enterprise.
Michael Wanjiku
Dedicated to helping Washington families, healthcare providers, and Adult Family Home operators evaluate asset protection, index accounts, tax-advantaged retirement income, and business safeguards.
Robert Miano
Providing seasoned legal, trust, and enterprise-succession mentorship. Guides high-level discussions in living trusts, executive bonus strategies, and generational wealth transfer.
Find the Right Strategy for Your Goals
Answer three quick questions to see recommended options. About 60 seconds • No obligation.
What matters most to you right now?
Wealth Foundations: Where Protection Fits
Insurance and annuities are tools within a broader plan—not the entire plan. We start with your core financial foundation before introducing specific products.
What Would You Like Your Money to Do?
Lead with your desired outcome. We match the right strategy to protect what matters.
Protect My Family
Safeguard your income, mortgage, and dependents against unexpected life events and illness.
Build Long-Term Wealth
Accumulate cash value tied to market upside with a contractual 0% floor protecting against loss.
Create Retirement Income
Secure guaranteed lifetime income streams through direct, tax-deferred 401(k) or IRA rollovers.
Protect My Business & AFH
Safeguard Adult Family Homes and growing businesses against operational disruptions and partner exits.
Build a Family Legacy
Preserve family assets, avoid probate delays, and coordinate living trusts for the next generation.
Four Clear Steps. Zero Pressure.
Transparent guidance every step of the way.
Discover
We listen to your family, business, and financial priorities in a confidential, pressure-free initial conversation.
Compare
We model and evaluate appropriate strategies across top-rated national carriers to find your optimal fit.
Choose
You review clear illustrations, costs, and trade-offs before deciding on the plan that suits your goals.
Review
We stay connected to adjust and update your coverage as your family, business, and milestones evolve.
Protecting Adult Family Homes & Growing Enterprises
Safeguard your Adult Family Home (AFH) or business operations with executive retention, key-person risk management, and funded ownership succession.
Key Person Protection
Mitigate operational and financial disruption if an indispensable founder, manager, or licensed care provider becomes unable to work.
Buy-Sell Agreement Funding
Life-insurance-funded mechanisms that guarantee immediate liquidity to buyout a deceased or departing partner’s business equity.
Executive Bonus Plans (Section 162)
Selective benefits allowing business owners to reward and retain vital leadership using customized policies with minimal administrative overhead.
Access to Established Insurance Providers
We evaluate solutions across leading national carriers based on your individual needs, health qualifications, and financial goals.
Financial Meetups & Seminars Photo Gallery
Real conversations, educational workshops, and community roundtables across Washington State.
Frequently Asked Questions
Direct, plain-English answers to common questions about life insurance and index accounts.
Have a specific scenario?
Every family's tax and estate situation is unique. Speak directly with Michael.
Your Next Step Doesn't Have to Be Complicated.
Tell us what you're trying to accomplish. We'll help you understand the options worth considering.
Compliance & Disclaimers
Fiduciary Commitment: Big Ventures Financial operates under a client-focused Fiduciary commitment of care, providing transparent, objective guidance tailored to your best interests.
Big Ventures Financial is a division of Big Ventures Group LLC, operating in collaboration with independent licensed insurance and financial professionals.
Products and financial solutions are offered through independent licensed representation with established carriers including Transamerica, Pacific Life, Nationwide, National Life Group, Symetra, Annexus, and World Financial Group.
Information provided on this website is for educational and strategic planning purposes only and does not constitute formal legal, accounting, or tax advice. Clients should consult independent legal and tax counsel.
Guarantees associated with insurance and annuity contracts are backed exclusively by the financial strength and claims-paying ability of the issuing carrier.
Underwriting approval, policy riders, and product availability vary by state and individual health qualifications.